Enter today's gold or silver price to set your nisab, add up what you hold, and see the 2.5% due — with every figure that went into it shown.
1
Set the nisab
Nisab is a weight of gold or silver, not a fixed sum, so it moves with the market. Look up today's price per gram in your own currency and enter it here.
Currency
Market price on 2026-09-07, filled in for you. Change it if your local rate differs.
2
What you hold
Everything you have owned for a full lunar year. Your home, your car, your furniture and the tools of your trade are not counted — zakat falls on wealth that grows, not on what you use.
3
Has a lunar year passed?
Zakat falls due once your wealth has sat above the nisab for one full lunar year — the hawl. This is the one condition a form cannot check for you.
Below the nisab
0
your wealth is 1,302.49 short of the threshold
Zakatable wealth
0
Less debts
0
Net
0
Nisab (silver)
1,302.49
This is a calculator, not a fatwa. It covers zakat on money, gold, silver, stock and investments. Zakat on crops, livestock and mined wealth follows different rates and thresholds entirely, and scholars differ on pensions you cannot yet draw, debts you may never recover, and jewellery in regular use. Ask someone qualified about your own situation.
How zakat is worked out
Zakat is not a donation and it is not charity. It is the third pillar, a fixed and calculable debt owed by the wealth itself, and the Qur’an names its recipients directly in 9:60. What a calculator has to establish is only this: does your wealth reach the threshold, and has it stayed there for a year.
The threshold, the nisab, is a weight rather than a price — 87.48 grams of gold or 612.36 grams of silver. That is why no honest calculator can hardcode a number. Enter the price of a gram today in whatever currency you count in, and the threshold follows from it.
Against that threshold you set everything you hold that grows: cash, bank balances, gold and silver by weight, shares and accessible pensions, stock held for resale, and money lent out that you expect to be repaid. What you use is left out entirely — your home, your car, your furniture, the tools you work with. Subtract the debts falling due now, and if what remains reaches the nisab, a fortieth of it is owed.
The year, which no form can check
Zakat becomes due only after your wealth has stood above the nisab for a full lunar year, the hawl. The day it first crossed the line is your zakat anniversary, and every year after you calculate on that same date. This is the one condition no calculator can verify, which is why this page asks you rather than assuming.
A lunar year is about eleven days shorter than a solar one, so a zakat date fixed to a Gregorian calendar will drift out of place. If you find it easier to calculate in Ramadan every year, that is a common and sound practice — the date simply has to be consistent.
Where the scholars differ
Three questions come up in almost every real calculation, and on each of them serious scholars hold different positions. Whether gold jewellery in regular use is zakatable — the Hanafis say yes, the other three schools generally say no. Whether a pension you cannot yet draw counts as wealth you hold. Whether a loan you may never recover should be counted at all.
This page will not pretend those questions are settled. It counts what you enter, shows you every line that went into the total, and leaves the judgement where it belongs. If one of those three applies to you, ask someone qualified before you give.